Tag: insurance & pension

Options to change the health insurance are now offered there is a possibility to change the health insurance on the basis of a special scheme. Who earned at least 4125 euro gross in December 2010, which can go for the health insurance Exchange. This applies to employees who are currently insured in the statutory health insurance. Source: Darcy Stacom. Anyone looking for a cheap private health insurance, which should use the opportunity and undergo a health insurance comparison. A good earner must no longer pay its contribution in the private health insurance according to the income level.

The post remains the same, even if the salary increases. The change of health insurance in the private may be worth tremendously. Sometimes, more than 100 euro can be saved in a month. Health should be checked before. If the application then Allfinanz to the private health insurance companies, you can cancel the statutory health insurance. Age plays an important role for the change. The car offers an option for everyone, such as when someone rarely or never go to the doctor he is with 6 Contribution refund rewards monthly contributions. For this you must have no longer been long but really doctor.

Worth the will for younger people often. Twin room and chief physician treatment can be integrated in the private health insurance. The statutory health insurance has adjusted the contributions to 15.5% this year. More additional posts are threatening the legally insured. Some funds, such as for example the DAK have made additional contributions. Even if you do not want to change in the PKV, a comparison of the health insurance companies is worth, because time and again different services are offered. Fitness Studio is, for example, a service which is offered by the statutory health insurance. Homoeopathic treatments are also sometimes available. Legally insured receive only the basic services at the doctor’s Office. The privately insured has the option to submit an invoice to the car that goes up to the 3,5-fachen set of the rules relating to fees. It is always an important consideration to change its health insurance and this requires a detailed Advice. Rates are not always the best.

The future belongs to fully automated trading systems? Many of us know a time, because of the slide rule as a relief in the calculation of simple and complex mathematical calculations was consulted. Then at the beginning of the electronic age – intruded the calculator and is next to the computer up to the present day as a reliable and fast calculation tool not more away to think. No man would think, modern technology is offering him not to use when it comes to precision and speed. Not is how various electronic helpers more and more find entry into our business and private life, on modern technology, especially in the financial industry. Since over a decade, banks, investment companies and private users use advanced technology for the various evaluations and for trade.

Large amounts of data, whose reporting had to make sooner whole groups of people, are today rapidly carried out by computers. While modern trading platforms – such as the MetTrader 4 – the private and institutional users who give possibilities to use such analysis tools with high precision, complex trading programs using advanced analysis techniques and mathematical algorithms already offer fully automated trading on the stock exchanges. Institutional users have already discovered years ago these systems for themselves and use them for themselves. Now also home users can use this technique for yourself, without fatigue and limitations around the clock on the various stock exchanges and trading venues around the world to actively trade. It is not only the speed and precision that makes the computer the better dealers. It’s just his abstractions and ruthlessness that is so successful in the market. Refers to the automatic trading system – General Expert Advisor (EA) – working rigid according to the programmed instructions and parameters, without restrictions and without a break. On the expert advisor, no more coming in the future.

INVESTMENT, the international trade magazine for investments, awarded this prize to the initiator WEL Fund GmbH & co. KG. The INVESTMENT quality seal certified particularly yield rich and thereby secure investments. Since July 1st 2005, there was a glut of closed-end funds, including curious provider and investments. From our experience so far lacked a Fund, which deals with the topic of water seriously and sustainably.

We have been dealing with the topic of water since 2004, in our network are experts who do this for more than 30 years. From this idea and the economically and ecologically urgent need in the areas of water, to invest energy and life, the WEL originated Fund\”, commented the initiator. The water experts and World Bank innovation award, Professor Dr. Dr. Karl-Ulrich Rudolph, Witten/Herdecke University, can be used to Funds exclusively rely on a network, that is at least in the water sector of peers. Specifically, Prof. Dr. Dr.

Rudolph is help with the selection and testing of the target companies. He can also create technical feasibility studies. In addition the expert have agreed to participate in an Advisory Board, the shareholders can choose after the closure of the Fund. So, as with Prof. Dr. Dr. Rudolph, WEL GmbH Fund & co. KG at important interfaces partners and experts positions, in particular in the areas of legal, tax, trust, sales. Investors benefit from high payouts and ultimately attractive yields thanks to the goodness of the company goals and the economically viable investments arising from this. The target yield of WEL Fund is 12% p.a. WEL Fund GmbH & co. KG invests largely in environmental technology, here are the margins in the range of 30 to 40%. The margins so quickly nothing will change in the next few years, because of the technological lead to the part is huge.

The liability insurance istr no decision of many 18-year-old car driver is there anything more beautiful and more important than the first own car, immediately after passing the driver’s license exam. But who’s driving a car, also has a large responsibility, quickly significant damage may occur due to an accident. The car owners alone not capable for this are often alone. So they are still covered, the insurance is a compulsory insurance, which is required by law. This means that each vehicle owner is obliged to such insurance. Already a proof of appropriate insurance must be presented when registering a vehicle. The car insurance is to a feature the remaining claims right to find. Normally, damages has to afford, who caused the damage.

However, not all drivers have their own car and one’s own insurance. Nevertheless they polluter-pays for damage can be, if they blame for an accident. As mentioned, the holder of the vehicle must have a motor vehicle liability insurance. If so, the holder caused not even the accident or damage, the completed insurance attacks yet. Because it is not only the cause but also the holder. Here is the exception in the law of damages. There are many insurance companies that offer insurance and partly substantial price differences can be found. Before you decide on a provider, therefore a car insurance comparison is useful.

This not only applies to the approval of the first own car. Who lies to another vehicle or if the previous insurance company announces increased contributions, an insurance comparison is advisable. May be you can switch into a cheaper insurance. Basically is a month of notice and a termination of the contract is possible until December 31 of the respective year.

Not for nothing are in the United States this investment option has long been to the portfolio of private and institutional investors. AMTEX makes them accessible to the European capital market. AMTEX injected funds invested in extension holes or in the technical optimisation of existing oil and natural gas exploration. With its investment, the customer acquires direct, officially registered investments in the conveyor systems. All achieved production distributions are determined pro rata and disbursed on the basis of the current US dollar. Income from oil and gas investments are tax-free up to the reservation of the progression in Germany, but is subject to U.S. tax law with high depreciation allowances.

Even the fallen oil represents no greater risk for our investors, since our projects on a basis of 60 US dollars are calculated.” The AMTEX oil & gas Inc. was founded in 1999 and specializes in the acquisition and marketing of direct investments in oil and natural gas handling equipment primarily in Texas and Oklahoma. The Companies taking over the entire management of the projects. This stretches from the geological investigations in the framework of the project planning through the development and expansion of conveying and tank systems to the accounting administration in cooperation with the US authorities. The funding of projects is always from equity capital and is therefore independent of banks and credit institutions. At present, the AMTEX oil & gas Inc.

manages equity investment projects in over 100 systems. Of the assets managed in the past 252 were sold until today 143 successfully. The current success rate is 99.7 percent. For customers from Germany, Austria and the Switzerland guarantees the AMTEX GmbH in Hamburg the German management and billing.

On the contribution rate of 15, 5prozent of income claim many statutory funds contribute unlimited in the amount added. Hannover, February. Actually, what must the statutory health insurance companies? Can you unbutton the contributors of additional posts depending on your preference? And whether they are allowed! But only then, if they the them budget of end of the train level, that flows to them from the health fund pot, have exceeded, so don’t come with the allocated money. This very much distinguishes it from private health insurers (PKV), this must be even in the private health insurance comparison the competition of contributions and thus they are subject to the constraints of efficiency. The additional posts of statutory insurance (GKV) must be approved by the Board of Directors of the funds but only then.

After that, the Statute needs to be corrected. Then the Federal Insurance Office has even a Word to speak. It checks to see whether the amount of additional contributions is also appropriate. Until then, the additional contributions may be required. Opposition can, however, insert only the Federal Cartel Office and under certain circumstances and after proper and careful review an injunction issued and impose appropriate fines, if the health insurance companies would require too much additional posts.

Actually, the funds are subject to antitrust law. But the experts of the VeDeVe (Association of the insured) are not quite aware to what extent is the antitrust law in the statutory health insurance. Must the cashier inform of the contributors? Yea that must the funds however. At the latest one month prior to the first contribution increase. 6 weeks are valid for the additional contribution. Example: the Fund requires an additional contribution to May 1st, it is due on June 15. The payer must be so informed until May 15. Thus, he has 4 weeks time to pay the additional fee.