The Time

Design at work: The borrower must be completed on-site work on the workbook or an employment contract. Borrower having more than one place of employment, must submit copies of employment contracts with all the places trudoustroystva.VNIMANIE: Founders and unincorporated business organizations should be submitted in accordance with the approved company spisku.Stepen documentary evidence of income: The borrower must provide a certificate on Form 2-PIT, or a certificate from the employer about the amount of income in the form of our Kompanii.Dohody that can be taken into account when assessing the solvency of the client: Salaries at the primary place of work including earnings for overtime and bonuses, income from work for part-time and part-time, income from dividends, income from interest on deposits in the form of permanent, stable insurance payments, pension payments; Net income in the form of rent. Since the appeal before a decision is 3-7 days, some banks, these terms are reduced by half. This is especially true in the face of rising prices when the time a mortgage much depends. It's no secret that for a week or two the price of the selected apartment can be increased. Therefore, in this case, the experts will save you money. Another convenience for the borrower is now in his presence in bank is not required. After an appeal to the agency, the borrower is sufficient to attend only on the signing of a contract of sale. Terms of the loan (before the global crisis) Currency: Dollar SShAStavka loan: 9.60 – 12.60% In an initial contribution of more than 30% :9.6-11 .1% per annum during the term loans 1-10 years, 10.1-11.6% per annum during the term loans of 11-15 years, 10.6-12.1% per annum during the term of crediting 16-25 let.Pri initial contribution 15 – 30% :9.85-11 .35% per annum during the term loans 1-10 years, 10.35-11.85% pa in term loans of 11-15 years, 10.85-12.35% per annum during the term of crediting 16-25 let.Pri an initial contribution of 10-15% :10.1-11 .6% per annum during the term loans 1-10 years, 10.6-12.1% per annum during the term of lending 11-15 years, 11.1-12.6% per annum during the term of crediting 16-25 let.Obespechenie credit: Acquired nedvizhimostSrok credit 1 – 25 letRazmer loan 150 000 – 1.5 million dollars SShAPervonachalny fee: 10.00% Proof of income: the official dokumentami.Srok consideration of the application: up to 3 dneyNotarialnoe design Agreement: No dannyhTrebovaniya zaemschikuVozrast to the borrower: 21 – 65 letGrazhdanstvo RF: Do not post trebuetsyRegistratsiya loan: Not trebuetsyObschy seniority: 2 letTrudovoy experience last from 6 months