Sure everyone wants insurance chief physician treatment, single or twin room and preferred Treatment at the doctors. But save everyone wants. Accurately weigh the two sides of the coin and make the decision under urging of Adviser. Be clear if the basic protection is sufficient for you, or you would rather have the better standard or even the comprehensive protection of comfort. And then compare the individual providers. Make a note of quiet two or three companies and test whether the insurance comparison of other Internet Portales at same conditions gives similar results. Only then we would leave us a telephone consultation or an on-site appointment.
Then, you feel that safe and can also handle the technical terms. Private health insurance requirements if you are self-employed or freelance, can sick sure regardless of their merit private. This also applies for civil servants, judges or members of Parliament. Workers or employees in 2011 is the income limit (called also compulsory insurance limit) by 49500 euro to achieve, what corresponds to the month of 4125 gross. Get the posts with the time? In the health sector, the costs increase every year. That’s common knowledge. Therefore, an increase in premium will be totally ruled out in private health insurance. Precisely for this reason, 10% of all the Privatversicherten of a special retirement contribution protection posts are dissipated, the posts continue to maintain relatively stable.
May you return in the statutory health insurance? A bolt should be advanced that you benefit from the low contributions of private health insurance at a young age and later avoid the slightly rising expenses by a return to the statutory KV in the age. Therefore it has laid down the following: A recovery in the statutory health insurance is only possible if your merit not only temporarily falls below the limit of the compulsory insurance. Merit certificates must be proven then soundly, that they were throughout the year under the 49500 euro. An exception is the Unemployment. Job seekers are usually back legally covered by health insurance. Summary: Because statutory health insurance as a percentage of the income calculated their contributions, good earners have very high contributions to pay. For this group, switching to the private health insurance in any case worthwhile. After the above, especially young people benefit from the advantages of the post. Well deserving singles and couples without children are probably better off with private health insurance. The best is still to stay healthy; Do something about it!