But Mr Daniel Shahin

This is no scope at all for the CARPEDIEM. Here we devote ourselves exclusively the subject of wealth accumulation. For even more analysis, hear from Charles Schwab. In addition, the CARPEDIEM represents anything else as the philosophy of the free consultant. Second, there is just the consumer protection if one shows up, that we condemn others and at the same time offer a solution to the accumulation of assets. Thus we not only criticize, but offer a solution way.

This is certainly more valuable than just criticizing. Thirdly we are hated like no other by institutions, because we speak unpleasant topics in each issue and provide large-scale layoffs conventional contracts. THE free consultant: financial test has attacked their product and placed on the warning list. How Daniel Shahin responds to this criticism? Daniel Shahin: If you force me to talk, then the background of financial test: the Foundation Warentest annually receives millions in subsidies from taxpayers. In return promotes financial test for decades for security-oriented products, the help not the consumers, but the institutions and also father State.

THE free Advisor: But Mr Daniel Shahin, is not to lump-sum? Daniel Shahin: just don’t. Read more here: everest capital. Going to first of all one must consult the consumer after his goal. If the goal of building wealth, he required a rate of return that allows a target achievement. This is excluded from the beginning with all banks, building societies and life insurance products. Therefore, we are not talking about the best Riester pension, but say no Riester pension is the best choice! A comparison of scrap can save you. I, Daniel Shahin, say quite clearly: generally stay away from scrap metal. THE free Advisor: Mr. Daniel attacked but financial test not too technical and substantive points, Shahin? Daniel Shahin: it is a product of risk and therefore not to recommend. All those who want to sell conventional products and keep beautiful small consumers use this bogus argument.