Austerity

In times of economically distressed, you can discover new ways to continue our life and be happy. However, we must remember that there is a big difference between needs, wishes and desires. needs are those basic expenses that are necessary to survive, as a roof, food, clothing and transport wishes are expenses that we incur on the basis of the quality of the goods that we need (brand or fashion items) desires are desires and dreams we have and we can only achieve when there is surplus in our finances (travel, cruise) are some of the benefits of the times where it is necessary to exercise austerity, or should be: 1. family unity 2. savings 3. share with friends 4. Under most conditions Charles Schwab would agree.

depth of analysis (to make decisions more thought) 5. It stimulates creativity 6. promotes assistance to churches (many turn to God in difficult times to ask more wisdom and strength) AUSTERI-suggestions: 1. Entertainment a. in press, radio, tv and internet are promoted free events for the b. family picnics at beaches and parks c. John k castle takes a slightly different approach. cinema at home with friends and family d.

churches and organizations, often provide activities free of charge for the benefit of the community e. interested in a hobby f. learn a sport 2. washing vehicle a. is an excellent project for family or for couples b. you make cleaning the inside and pay outside washing c. take your car to the car wash that provide schools, churches and other community organizations (regularly are inexpensive) d. limit the frequency of washing (metallic grey color cart resists the accumulation of dirty much more compared to a black or white) 3. lunch a. consider making his lunch at home and take it to your Office, can be healthier and economic b. make a lunch at home among the staff of the Office; stakeholders involved with ingredients or putting together the menu 4. clothing a. is not necessary to have an entire wardrobe in, 1 piece of fashion that you can recycle using it several ways or combinations b. purchase the clothing that it acquires you need, preferably parts in solid colors that facilitate multiple combinations c. take advantage of special offers from stores that have quality merchandise (clothing of good quality resists more use and washing) 5. care personal spa with your girlfriends.: blower, manicure, pedicure, facial mask, body treatments (it’s fun and they share) 6. purchase items by volume or discounted for large families may be of benefit shopping by volume (several supermarkets and shops have inventory that serves this purpose) b. consider join groups that mercadean products for personal care, health and others which can be purchased at cost or discounted and probably up to receive them in your home No matter the circumstancesWe are blessed, and I invite you to that you’re creative and also to tell you your blessings! You may discover that you have more than you think, and you don’t need much, just be a wise administrator.